The Straits Times’ Invest Editor Lorna Tan follows up on the success of her 2018 book, Retire Smart, with Money Smart: Own Your Financial Destiny.Like the best-selling Retire Smart: Financial Planning Made Easy — which sold 12,000 copies within a year — Money Smart is packed with information and insights into a range of personal finance topics such as retirement planning, investment, tax planning, financial planning, and consumer protection.This compilation of the author’s articles published in the Invest section of The Sunday Times from January 2018 to May 2019 includes:• Finding the right financial adviser• Funding your children’s education• Financial planning tips for millennials• 53 tips for better financial health• Stress-free investing (or at least, close to it)• Integrated Shield Plan riders: what you need to know• Stretching your dollar with a Supplementary Retirement Scheme account• Investor tips on Singapore Savings Bonds• Online investing: it pays to pause before you click Written in an easy-to-understand way, this book is a good guide for anyone who wants to understand how to manage his or her finances better, from retirees and more seasoned investors to young people just entering the workforce.Published by Straits Times Press